Tips for short-term money goals

1) Be specific

Try making your money goals realistic. Don't try to make them unrealistic. Make your goals reachable.

2) Automate it

Set up automatic transfers to savings. When it’s out of sight, it’s out of sight.

Even $10/week makes a difference if you stay consistent.

3) Track your progress

You can track your progress through an app, a journal, Excel, or anywhere else.

Seeing your progress keeps you engaged and motivated.

4) Cut one expense

Cutting one habit, even just for 30 days, can speed up your savings or help you pay something off faster. Try not to take out for a week, unsubscribe from a subscription, or pause a streaming service.

Short-term goals are proof that change doesn’t have to take years. With focus, a plan, and a little patience, you can start seeing results fast.